Having a cat can be expensive. Cat owners are aware of the costs and unexpected ones that need a quite high amount to cover. To avoid financial problems, being prepared is important; either saving money, managing budget or setting aside some bucks are good steps. But to help even further with pet owners’ finances, here are tips for cutting expenses when owning a cat.
Buy in Bulk
One of the most recommended tip for cutting expenses when owning a cat is to buy in bulk. Cut the cost of your cat food and litter as high as 50% by buying in bulk. Just with this tip alone, you’re off to a great budget on living with your calico.
DIY or Do-It-Yourself is another helpful tip for cutting cost. Your cat’s toys and beddings can come from stuff in your house you’re no longer using. It’s both economic and great for the environment as you’re technically recycling things. There are a lot of available guide in the internet to help you with your DIYs if you’re not used to it or if you want more fun and prettier options.
Buy from Thrift Shops
Everyone is aware that thrift shops are cheap. Consider this option when buying your cat some toys, towels, blankets, food bowl and other necessities. Your kitty won’t know the price and will enjoy it just as much as expensive ones. If you don’t have time for DIYs then this is the second tip for cutting expenses when owning a cat.
Join Pet Owners Community
Meet people in your neighborhood, join groups online or in your community. It’s not only great meeting people who love cats as much as you do or those who love their pets a lot but it’s also very helpful. You can help each other out by sharing tips and information. For instance, you can get some info from them on cat-sitters who don’t charge a lot but will take good care of your cat when you’re not around. You can go split-sees with your neighbor and new friend when splitting price of things like food or litter when buying in bulk. You can also discover from them stores with cheaper offers to quality cat products like shampoo, food and others. It’s great to know cat lovers or pet lovers so go out or go online to find these awesome pet owners’ communities.
Be Aware of Organizations
Just as much as searching for communities are a great help, being aware of local or national organizations is important. These organizations for pet owners can give useful information about your pets’ health and provide financial assistance to pet owners in need. There are also vets in these groups who can help you out with your cat’s medical needs. This can really aid in reducing your expenses when owning a cat.
Get Pet Insurance or Not
We do advise getting pet insurance especially when you’re aware that your cat is susceptible to illness. This is also a great help when accidents happen. It’s important to note that pet owners shouldn’t have the mentality of “It wouldn’t happen to me.” Vet bills are pretty high especially for critical cases. As such, having a pet insurance is helpful. Now, there’s an alternative for this which is setting aside an emergency fund. You can keep between $1000 to $2000 for unexpected cases or you can open a savings account in which you’ll budget monthly. This may seem like an expense instead of saving but it is a tip for cutting huge expenses in emergencies.
Adopt, Don’t Shop
Finally, this is a tip not just for reducing expenses but also saving cats in need. You may want to have a purebred cat from breeders, but not only do they charge a lot, the cats’ needs can also cost higher. Adopting from shelters or stray cats or from your neighbor’s cat who just had a litter of kittens is as wonderful an experience as owning a cat from pet stores. The advantage is it won’t cost you a fortune.